Kupovna moć nekad i sad – Jesmo li bogatiji? | ApA analiza
Key Takeaways Kupovna moć nekad i sad – Zašto danas imamo više novca, a manje mira Analiza kupovne moći nekad i sad postaje jedno od ključnih pitanja savremenog života. Mnogi ljudi u dijaspori, ali i na Balkanu, primjećuju neobičan paradoks: plate su veće nego ikada, ali osjećaj finansijske sigurnosti kao da nestaje. Na bankovnim računima […]
German pension 63 reform – What does it mean for the diaspora?
The German pension reform 63 is once again at the center of political debate in Berlin. This change directly affects workers and diaspora planning to retire early. Key Takeaways German pension reform 63 – why are the rules changing? For years, the number 63 has had symbolic weight for workers in Germany. It was a psychological boundary – a light on […]
Munich Olympic Park – From the ruins of war to a symbol of life
Munich Olympic Park – more than just a park, a story of rising Munich Olympic Park (Olympiapark) is not just a green oasis in the city, but one of the places with the deepest history and symbolism in all of Germany. At first glance, you see a lake, grass, people running and the futuristic roof of the stadium. But beneath those hills lies not nature — lies history. This is not […]
Diaspora Life in Germany: A Temporary Life That Lasts
Diaspora life in Germany begins for many as a temporary solution, but often turns into a state that lasts for decades. The phenomenon that has defined Balkan emigration for decades in countries like Germany, Austria or Switzerland is not just economic – it is deeply psychological. Thousands of families spend decades in apartments that they have never fully furnished to their taste, with furniture […]
Returning from the Diaspora: The Myth of Success and the Shame of Return | ApA
Returning from the Diaspora to the homeland is rarely seen as a free decision in the Balkans, and much more often as a capitulation. While thousands of people pack their bags every year in search of a „better life“, few dare to publicly admit that not everything is as they imagined it to be out there. Fear of social condemnation, the label of failure and the famous mahala narrative often make it harder […]
Munich without filters: empty apartments, expensive dates and reality
Munich without filters: life between the system and reality Munich without filters is not an advertisement or a motivational speech - this is a script from real, raw life, the way I wish someone had explained it to me before I arrived. We all see the salaries on paper, but hardly anyone sees the expenses that slap you as soon as you step into Munich. If you have a solid job down there, [...]
Travel to BiH 2026: Car or plane for a family of four
Travel to BiH in 2026 has become one of the most important issues for diaspora planning a family vacation, especially when choosing between a car and a low-cost plane. Abstract This report analyzes the economic and logistical sustainability of diaspora travel from Western Europe to Bosnia and Herzegovina in 2026. The research focuses on a family of four (two adults and […]
Discipline instead of motivation: Why there is no change without discipline
The Phenomenon of January Enthusiasm The holidays are over. The tables have cleared, the greetings have fallen silent, and the New Year has quietly, almost imperceptibly, knocked on the door. While the smell of sarma and baking slowly recedes from our homes, that familiar, slightly bitter taste in our mouths remains – the taste of unfulfilled promises. Every year, millions of people around the world bring the same […]
Life in Germany 2026: Minimum hourly wage and costs
Life in Germany 2026: Does the new minimum wage cover the real cost of living? APA Guide: Quick Analysis for 2026 A New Reality on German Streets Germany is at a turning point in 2026. While the Bundestag adopts new reforms and the media boasts about the stabilization of the economy, the ordinary worker, and especially our diaspora, feels a different reality. Every […]
Return to BiH 2026: between a German pension and an empty threshold
A Guide Through the Heart and Mathematics Returning to BiH in 2026 is becoming one of the most common questions among people from the diaspora who balance between German, American, Swedish, Swiss, Australian pensions and emotional ties to their homeland. In the corridors of Munich Hauptbahnhof, while trains are late, or in the silence of a Sunday afternoon in Chicago, the question is always the same: "When is the right time to return?" The year 2026 makes that question harder than […]